I am an active guy building my business in Portland. Into anything active and preferably outdoors - hiking, mtn biking, road biking, camping, snowboarding, boating, etc.
I have always enjoyed helping people and found the perfect way to build a business on helping people protect and grow their assets.
State Farm filed for rate increase of 9.3% for their Homeowners program in Oregon
State Farm Fire & Casualty Company has filed for rate increase for their Homeowners program in Oregon. The changes are effective July 15, 2009 for
new and September 1, 2009 for renewal business. Their overall indicated
rate level need is an increase of 9.3% . The overall impact of this filing is a 5.3% increase or $6,423,381 in annual premium. Their last general rate change was a 1.4% increase on July 15, 2008. The changes by policy form are summarized below:
(Embedded image moved to file: pic15953.jpg)Notable changes include:
• Revised base for all forms.
• Medical limits of $4,000 is no longer available for new business and Medical Limit of $10,000 is now available for new business.
• Revised Deductible factors
• The Zone and Subzone Definition manual pages have been updated to reflect ZIP Code boundary changes and expired ZIP Codes • Revised Back-up of Sewer and Drains premium • Revised Utilities Rating Plan discounts • Revised Loss Assessment rates for Condo • Revised Construction factors
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Know anyone with a vacant home and they need to insure it? Let me know, we can now insure them!
The text below outlines some of the benefits/features associated with this new program. Sample letters are attached below as well. · Pro-Rated Cancellation – Foremost’s vacant policy is written as a
full year policy, but customers can cancel at any time, subject to a minimum earned premium. Other companies may offer a three or six month policy, but they won’t refund any premium if the customer cancels during the term. · Up to Two Years of Coverage – Unlike most carriers, Foremost will
allow the risk to be insured for up to 24 months.· Higher Liability Limits – The Foremost program includes higher
liability limits than many other companies’ programs. We also offer higher deductibles. · Vandalism Coverage – Foremost offers optional Vandalism coverage –
many companies do not.· No Restrictions on Age – Some carriers don’t want older homes, but
Foremost has no restrictions on the age of the home.
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The Business Buzz - Farmers now has access to Professional Liability Insurance
Featured programs include:
www.coreykaster.comAccountant - CPAs, bookkeepers, tax preparation and consultants.Technology - Software companies, system integrators, tech consultants, internet services and other tech business providers.Architects & Engineers - Architects, engineers, land surveyors, landscape architects, environmental consultants and specialty consultants. Miscellaneous - Management and marketing consultants, interior designers, property managers and mortgage brokers.
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Fed Suggests Economy Is Stabilizing
WASHINGTON -- U.S. Federal Reserve officials on Wednesday left official interest rates near zero but suggested the economy is on more stable ground, more confirmation that the severe recession is either already over or will be very soon. Information received since policy makers met in June "suggests that economic activity is leveling out," they said in the statement they released at the conclusion of their two-day meeting. Officials also offered a specific timeline for their program to buy up to $300 billion in Treasurys, making clear that they plan to end the program in October. BY MAYA JACKSON RANDALL AND BRIAN BLACKSTONE
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